본문으로 바로가기

Publications

The State of the Art of Fintech
The State of the Art of Fintech Kibae Kim  2020-03-08 
google-plus

new.JPG

 

Fintech is defined as “Financial sector innovations involving technology-enabled business models that can facilitate disintermediation; revolutionize how existing firms create and deliver products and services; address privacy, regulatory and law-enforcement challenges; provide new gateways for entrepreneurship; and seed opportunities for inclusive growth” (Dhar and Stein, 2017: 33). The innovation area has developed around banks over the past 60 years, such as transaction accounting and customer management. Automated Teller Machines (ATM) were introduced in the late 1960s, and the money transfer service of the Society for Worldwide Interbank Financial Telecommunication (SWIFT) made the transfer between countries safe and convenient in the early 1970s..read more..